Share Accounts |
|
|
| Tier |
Dividend Rate |
Annual Percentage Yield |
| Tier 1 $100 - $999 |
0.10% |
0.10% |
| Tier 2 $1,000 - $4,999 |
0.15% |
0.15% |
| Tier 3 $5,000 - $14,999 |
0.20% |
0.20% |
| Tier 4 $15,000 - $24,999 |
0.25% |
0.25% |
| Tier 5 $25,000 - $49,999 |
0.30% |
0.30% |
| Tier 6 $50,000 - $99,999 |
0.35% |
0.35% |
| Tier 7 $100,000 - Over |
0.40% |
0.40% |
Checking Accounts |
|
|
|
|
Product |
Minimum
Opening
Balance |
Minimum
To Earn
Dividend |
Dividend
Rate |
Annual
Percentage
Yield |
| Premium |
$25 |
$400 |
0.15% |
0.15% |
| Golden |
$25 |
$1 |
0.20% |
0.20% |
Corporate
|
$25 |
$500 |
0.10% |
0.10% |
Youth Membership Accounts |
|
|
|
|
Share Accounts |
Minimum
Opening
Balance |
Minimum
To Earn
Dividend |
Dividend
Rate |
Annual
Percentage
Yield |
| XtremeSaver |
$5 |
$1 |
0.50% |
0.50% |
Money Market Multiplier
|
| The Money Market Multiplier account requires a minimum opening balance of $2,000. Dividends are declared monthly, and paid out monthly as long as the balance does not fall below $2,000. |
| Tier |
Dividend Rate |
Annual Percentage Yield |
| Tier 1 $2,000 - $4,999 |
0.20% |
0.20% |
| Tier 2 $5,000 - $9,999 |
0.25% |
0.25% |
| Tier 3 $10,000 - $24,999 |
0.30% |
0.30% |
| Tier 4 $25,000 - $49,999 |
0.35% |
0.35% |
| Tier 5 $50,000 - $99,999 |
0.40% |
0.40% |
| Tier 6 $100,000 - Over |
0.45% |
0.45% |
Christmas Club |
| Perfect for saving all year long for the holidays. You can make up to two withdrawals per year, between January and October, without closing the account. |
Share Accounts |
Minimum
Opening
Balance |
Minimum
To Earn
Dividend |
Dividend
Rate |
Annual
Percentage
Yield |
| Christmas Club |
$0 |
$1 |
0.30% |
0.30% |
Certificate Accounts |
| NOTE: APY = Annual Percentage Yield. Dividends are paid quarterly. Penalties may apply for early withdrawal on all certificate term accounts. |
TERMS |
6 months |
12 months |
24 months |
36 months |
60 months |
Minimum
Opening Balance |
APY |
APY |
APY |
APY |
APY |
| $1,000 - $4,999 |
0.90% |
1.15% |
1.56% |
2.07% |
2.68% |
| $5,000 - $14,999 |
0.95% |
1.21% |
1.61% |
2.12% |
2.73% |
| $15,000 - $29,999 |
1.00% |
1.26% |
1.66% |
2.17% |
2.78% |
| $30,000 - $49,999 |
1.05% |
1.31% |
1.71% |
2.22% |
2.83% |
| $50,000 - $99,999 |
1.10% |
1.36% |
1.76% |
2.27% |
2.88% |
| $100,000 - Over |
1.15% |
1.41% |
1.81% |
2.32% |
2.93% |
Individual Retirement Accounts |
| Member deposits are federally insured up to $250,000, and IRA deposits are insured up to $250,000 by the National Credit Union Administration. |
| |
Type |
Minimum
Opening
Balance |
Minimum
To Earn
Dividend |
Div.
Rate |
APY |
Dividend
Declaration
Date |
Traditional/Roth
IRA Account |
Variable |
$0 |
$1 |
0.75% |
0.75% |
Monthly |
24 Months Reg/
Roth IRA CDs. |
Fixed |
$1,000 |
$1,000 |
1.80% |
1.81% |
Quarterly |
60 Months Reg/
Roth IRA CDs
|
Fixed |
$2,500 |
$2,500 |
2.75% |
2.78% |
Quarterly |
|
|
|
