| Tier |
Dividend Rate |
Annual Percentage Yield |
| Tier 1 $100 - $999 |
{saT1Dr}% |
{saT1Apy}% |
| Tier 2 $1,000 - $4,999 |
{saT2Dr}% |
{saT2Apy}% |
| Tier 3 $5,000 - $14,999 |
{saT3Dr}% |
{saT3Apy}% |
| Tier 4 $15,000 - $24,999 |
{saT4Dr}% |
{saT4Apy}% |
| Tier 5 $25,000 - $49,999 |
{saT5Dr}% |
{saT5Apy}% |
| Tier 6 $50,000 - $99,999 |
{saT6Dr}% |
{saT6Apy}% |
| Tier 7 $100,000 - Over |
{saT7Dr}% |
{saT7Apy}% |
Share Draft Accounts
Product |
Minimum
Opening
Balance |
Minimum
To Earn
Dividend |
Dividend
Rate |
Annual
Percentage
Yield |
| Premium |
$25 |
$400 |
{sdaPrDr}% |
{sdaPrApy}% |
| Golden |
$25 |
$1 |
{sdaGoDr}% |
{sdaGoApy}% |
Corporate
|
$25 |
$500 |
{sdaCoDr}% |
{sdaCoApy}% |
Youth Membership Accounts
Share Accounts |
Minimum
Opening
Balance |
Minimum
To Earn
Dividend |
Dividend
Rate |
Annual
Percentage
Yield |
| XtremeSaver |
$5 |
$1 |
{ysaDr}% |
{ysaApy}% |
Money Market Multiplier
The Money Market Multiplier account requires a minimum opening balance of $2,000. Dividends are declared monthly, and paid out monthly as long as the balance does not fall below $2,000.
| Tier |
Dividend Rate |
Annual Percentage Yield |
| Tier 1 $2,000 - $4,999 |
{mmT1Dr}% |
{mmT1Apy}% |
| Tier 2 $5,000 - $9,999 |
{mmT2Dr}% |
{mmT2Apy}% |
| Tier 3 $10,000 - $24,999 |
{mmT3Dr}% |
{mmT3Apy}% |
| Tier 4 $25,000 - $49,999 |
{mmT4Dr}% |
{mmT4Apy}% |
| Tier 5 $50,000 - $99,999 |
{mmT5Dr}% |
{mmT5Apy}% |
| Tier 6 $100,000 - Over |
{mmT6Dr}% |
{mmT6Apy}% |
Christmas Club
Perfect for saving all year long for the holidays. You can make up to two withdrawals per year, between January and October, without closing the account.
Share Accounts |
Minimum
Opening
Balance |
Minimum
To Earn
Dividend |
Dividend
Rate |
Annual
Percentage
Yield |
| Christmas Club |
$0 |
$1 |
{ccDr}% |
{ccApy}% |
Certificate Accounts
NOTE: APY = Annual Percentage Yield. Dividends are paid quarterly. Penalties may apply for early withdrawal on all certificate term accounts.
TERMS |
6 months |
12 months |
24 months |
36 months |
60 months |
Minimum
Opening Balance |
APY |
APY |
APY |
APY |
APY |
| $1,000 - $4,999 |
{caT1Apy6}% |
{caT1Apy12}% |
{caT1Apy24}% |
{caT1Apy36}% |
{caT1Apy60}% |
| $5,000 - $14,999 |
{caT2Apy6}% |
{caT2Apy12}% |
{caT2Apy24}% |
{caT2Apy36}% |
{caT2Apy60}% |
| $15,000 - $29,999 |
{caT3Apy6}% |
{caT3Apy12}% |
{caT3Apy24}% |
{caT3Apy36}% |
{caT3Apy60}% |
| $30,000 - $49,999 |
{caT4Apy6}% |
{caT4Apy12}% |
{caT4Apy24}% |
{caT4Apy36}% |
{caT4Apy60}% |
| $50,000 - $99,999 |
{caT5Apy6}% |
{caT5Apy12}% |
{caT5Apy24}% |
{caT5Apy36}% |
{caT5Apy60}% |
| $100,000 - Over |
{caT6Apy6}% |
{caT6Apy12}% |
{caT6Apy24}% |
{caT6Apy36}% |
{caT6Apy60}% |
Individual Retirement Accounts
Member deposits are federally insured up to $100,000, and IRA deposits are insured up to $250,000 by the National Credit Union Administration.
| |
Type |
Minimum
Opening
Balance |
Minimum
To Earn
Dividend |
Div.
Rate |
APY |
Dividend
Declaration
Date |
Traditional/Roth
IRA Account |
Var, |
$0 |
$1 |
{raIRA1Dr}% |
{raIRA1Apy}% |
Monthly |
24 Months Reg/
Roth IRA CDs. |
Fixed |
$1,000 |
$1,000 |
{raIRA2Dr}% |
{raIRA2Apy}% |
Quarterly |
60 Months Reg/
Roth IRA CDs
|
Fixed |
$2,500 |
$2,500 |
{raIRA3Dr}% |
{raIRA3Apy}% |
Quarterly |
MEMBERSHIP APPLICATION
|
