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| Loans Rates
As of Jan. 17, 2008 |
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Vehicle Loans
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Rates and terms subject to change without notice
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| Product |
Annual Percentage Rate |
Available Terms |
New Automobiles, SUVs,
Trucks, Vans |
As Low as 6.00%* |
Up to 84 months |
Used Automobiles, SUVs,
Trucks, Vans |
As low as 6.25%* |
Up to 72 months |
| New RV/Boats |
As low as 7.75%* |
Up to 120 months |
| Used RVS |
As low as 8.25%* |
Up to 84 months |
| Motorcycles |
As low as 8.75 Up to 60 months* |
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*Rates include .25% discount for Auto transfer from a UMFCU checking/savings account. Other discounts may apply.
Certain conditions and restrictions apply. Final rate is based on credit worthiness and term of the loan. Maximum vehicle loan includes tax, title, license, Mechanical breakdown insurance, Credit Life and disability. Not all members will receive the lowest interest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms subject to change without notice.
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Personal Loans & Overdraft Line of Credit
| Product |
Annual Percentage Rate |
Available Terms |
| Overdraft line of credit |
14.50%* |
Revolving |
| Credit Cards** |
8.60% to 17.50%* |
Revolving |
Signature Loan
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10.50% to 18.00%* |
up to 60 months |
| Share Secured Loans |
Cost of Funds + 4% |
up to 120 months |
| 100% of Share Account ($500 minimum) |
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| Certificate Secured Loan |
Certificate Rate +3% |
up to 120 months |
| 100% of Certificate ($500 minimum) |
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*Rates, terms, and loan amounts are based on approved credit and determined by a managed risk program.
Certain conditions and restrictions apply; your rate may be higher. Final rate is based on credit worthiness.
All rates and terms are subject to change. Not all members will receive the lowest rate. Maximum signature and Unsecured line of credit not to exceed $42,000.00.
** No annual fee.. 25 day grace period on all purchases. No cash advance or balance transfer fee.. Minimum payment is 2% of
outstanding balance or $25.00. Maximum credit line is $25,000.00.
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Real Estate Loans
First Trust Deeds Call Hellen in our loan department at 800/245/0433, ext 207
Home Equity Line of Credit-
 Up to $300,000. Available for owner-occupied properties.
$450.00 total cost and competitive rates available.
Visit our home loan headquarters
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